Terms of Service

Effective Date: March 1, 2026

1. Acceptance of Terms

By accessing and using CD Calculator ("we," "our," or "the website"), you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our website or calculation tools.

2. Informational & Non-Advisory Nature

All tools, calculators, projections, guides, and content provided on this website are for informational, educational, and computational convenience only. None of the materials constitute legal, tax, accounting, or personalized investment advice. You should consult a licensed financial advisor, CPA, or certified professional before making substantial financial commitments.

3. Accuracy of Calculations

While we strive to ensure our mathematical formulas and financial calculations reflect standard retail banking methodologies, calculations are estimates. Actual rates, interest amounts, compounding practices, fees, and penalties may vary by specific financial institution. We make no warranties, express or implied, regarding absolute computational precision or fitness for a particular purpose.

4. Intellectual Property

The design, code, graphics, calculations, text, and structure of this website are the intellectual property of CD Calculator Financial Tools and are protected under international copyright and trademark laws.

5. Limitation of Liability

Under no circumstances shall CD Calculator Financial Tools or its contributors be liable for any direct, indirect, incidental, or consequential damages resulting from the use or inability to use this website, including financial losses or decisions made based on estimates generated herein.

6. Modifications to Terms

We reserve the right to revise these terms at any time. Continued use of the website following published updates signifies your acceptance of the amended terms.

7. Contact Information

For inquiries regarding these Terms of Service, please contact us at contact@cdcalculator.info.