1. Overview
CD Calculator ("we," "our," or "us") is dedicated to protecting your privacy. This Privacy Policy outlines our practices regarding information collection, usage, and disclosure when you use our website and financial calculation utilities.
2. No Collection of Financial or Sensitive Personal Data
Our Certificate of Deposit calculation tools execute entirely client-side inside your web browser. We do not transmit, log, store, or sell any deposit amounts, interest rates, term lengths, or maturity estimations you input into our tools.
3. Information We Collect Automatically
When accessing our site, we may automatically log standard technical data necessary for security, performance diagnostics, and server integrity:
- Browser type and version
- Operating system and device screen resolution
- Referring webpage and timestamp of visit
- Aggregated page interaction analytics (anonymized)
4. Cookies & Local Storage
We may use essential session cookies or local storage solely to retain your calculator preferences (e.g., preferred compounding frequency) between page refreshes. You may disable cookies through your browser settings without impacting your ability to calculate CD returns.
5. Third-Party Services
We do not sell, rent, or trade your personal information. Any third-party vendors (such as hosting infrastructure or font delivery networks like Google Fonts) operate under strict data protection protocols.
6. GDPR & CCPA Compliance
Under the General Data Protection Regulation (GDPR) and California Consumer Privacy Act (CCPA), users possess the right to know, access, and delete their stored personal data. Because we do not store personally identifiable data or financial profiles, no personally identifiable financial records exist on our servers.
7. Contact Us
For privacy-related questions or inquiries, please contact our data privacy officer at privacy@cdcalculator.info or via our Contact Page.