Marcus by Goldman Sachs CD Calculator
Model your returns with the Marcus by Goldman Sachs CD Calculator. Calculate compound interest, maturity values, and 10-Day Rate Guarantee perks for Marcus High-Yield and No-Penalty CDs.
Marcus by Goldman Sachs Yield & Compounding Analysis
When evaluating fixed-term deposits with Marcus by Goldman Sachs, key factors include compounding intervals, lockup horizon, and federal safety protection (FDIC insured up to $250,000 per depositor (Goldman Sachs Bank USA)).
10-Day CD Rate Guarantee
If Marcus raises CD rates within 10 days of funding, you get the higher rate automatically.
No Minimum Deposit Fees
Open Marcus CDs with a low $500 minimum deposit threshold.
Daily Compounding Interest
Maximizes compound yield under Goldman Sachs Bank USA FDIC coverage.
Marcus by Goldman Sachs Compounding Visualizer
See how compound interest accelerates growth compared to simple interest for your selected deposit amount.
Marcus by Goldman Sachs CD Calculator Worked Scenarios
Review these realistic mathematical scenarios tailored to Marcus by Goldman Sachs term specifications:
Marcus 12-Month High-Yield CD ($10,000 @ 5.15% APY)
- • Principal Deposit: $10,000
- • Quoted Rate: 5.15% APY
- • Gross Interest Earned: $515.00
- • Total Maturity Value: $10,515.00
Marcus 3-Year High-Yield CD ($30,000 @ 4.50% APY)
- • Principal Deposit: $30,000
- • Quoted Rate: 4.50% APY
- • Gross Interest Earned: $4,235.00
- • Total Maturity Value: $34,235.00
Marcus by Goldman Sachs FAQs
Frequently asked questions about Marcus by Goldman Sachs CD Calculator, rates, insurance, and compounding terms.
Is Marcus by Goldman Sachs FDIC insured?↓
Marcus is FDIC insured via Goldman Sachs Bank USA (FDIC Cert #33124) up to $250,000.
What is the Marcus 10-Day CD Rate Guarantee?↓
If Marcus raises rate for your term within 10 days of opening, you get the higher rate automatically.
What is the minimum deposit for a Marcus CD?↓
Marcus CDs require a low $500 minimum opening deposit.
Does Marcus offer a No-Penalty CD?↓
Marcus offers a 7-Month No-Penalty CD permitting fee-free full withdrawal after 7 days.
What is the early withdrawal penalty at Marcus?↓
Penalty is 90 days interest for terms up to 12 months, and 270 days for longer terms.
Calculate Your Marcus by Goldman Sachs Returns
Use our calculator engine above to adjust deposit principal, APY, term length, and tax settings.
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