:root{--color-primary: #2563EB;--color-primary-hover: #1D4ED8;--color-primary-light: #EFF6FF;--color-primary-subtle: #DBEAFE;--color-text-main: #0F172A;--color-text-body: #475569;--color-text-muted: #64748B;--color-text-light: #94A3B8;--color-gold: #D97706;--color-gold-bg: #FEF3C7;--color-gold-light: #FFFBEB;--color-gold-border: #FDE68A;--color-green: #10B981;--color-green-dark: #047857;--color-green-bg: #ECFDF5;--color-green-border: #A7F3D0;--color-bg-page: #FAFCFF;--color-bg-white: #FFFFFF;--color-border: #E2E8F0;--color-border-light: #F1F5F9;--font-sans: "Plus Jakarta Sans", "Inter", -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, sans-serif;--font-body: "Inter", -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, sans-serif;--font-handwriting: "Caveat", cursive, sans-serif;--shadow-sm: 0 1px 2px 0 rgba(0, 0, 0, .05);--shadow-md: 0 4px 6px -1px rgba(0, 0, 0, .06), 0 2px 4px -1px rgba(0, 0, 0, .04);--shadow-card: 0 10px 30px -4px rgba(15, 23, 42, .05), 0 4px 12px -2px rgba(15, 23, 42, .03);--shadow-lg: 0 20px 35px -8px rgba(15, 23, 42, .08), 0 8px 16px -4px rgba(15, 23, 42, .03);--radius-sm: 6px;--radius-md: 10px;--radius-lg: 16px;--radius-xl: 24px;--radius-full: 9999px}*,*:before,*:after{box-sizing:border-box;margin:0;padding:0}html{font-size:16px;scroll-behavior:smooth;-webkit-font-smoothing:antialiased;-moz-osx-font-smoothing:grayscale}body{font-family:var(--font-body);background-color:var(--color-bg-page);color:var(--color-text-body);line-height:1.55;overflow-x:hidden;min-height:100vh;display:flex;flex-direction:column}main{flex:1}h1,h2,h3,h4,h5,h6{font-family:var(--font-sans);color:var(--color-text-main);font-weight:700;line-height:1.25}a{color:inherit;text-decoration:none;transition:all .2s ease}button,input,select,textarea{font-family:inherit;font-size:inherit}.container{width:100%;max-width:1160px;margin:0 auto;padding:0 24px}.badge-pill{display:inline-flex;align-items:center;gap:6px;background-color:var(--color-primary-light);color:var(--color-primary);font-size:.8125rem;font-weight:600;padding:6px 14px;border-radius:var(--radius-full);margin-bottom:14px;letter-spacing:.01em}.badge-dot{width:6px;height:6px;background-color:var(--color-primary);border-radius:50%}.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;font-size:.9375rem;font-weight:600;border-radius:var(--radius-full);padding:9px 22px;cursor:pointer;transition:all .2s ease;border:1px solid transparent;white-space:nowrap}.btn-primary{background-color:var(--color-primary);color:#fff}.btn-primary:hover{background-color:var(--color-primary-hover);transform:translateY(-1px);box-shadow:0 4px 12px #2563eb40}.btn-outline{background-color:transparent;color:var(--color-text-main);border-color:var(--color-border)}.btn-outline:hover{background-color:#f8fafc;border-color:#cbd5e1}.btn-outline-primary{display:inline-flex;align-items:center;gap:8px;background-color:transparent;color:var(--color-primary);border:1.5px solid var(--color-primary-subtle);padding:10px 22px;border-radius:var(--radius-full);font-weight:600;font-size:.9375rem;transition:all .2s ease}.btn-outline-primary:hover{background-color:var(--color-primary-light);border-color:var(--color-primary);transform:translateY(-1px)}.site-header{position:sticky;top:0;z-index:100;background-color:#fffffff5;backdrop-filter:blur(10px);border-bottom:1px solid var(--color-border-light);height:76px;display:flex;align-items:center}.nav-container{display:flex;align-items:center;justify-content:space-between}.brand-logo{display:flex;align-items:center;gap:10px;font-family:var(--font-sans);font-weight:700;font-size:1.1875rem;color:var(--color-text-main)}.logo-icon{width:38px;height:38px;background:#2563eb;border-radius:10px;display:flex;align-items:center;justify-content:center;color:#fff;box-shadow:0 4px 10px #2563eb40}.nav-links{display:flex;align-items:center;gap:12px}.nav-link{font-size:.9375rem;font-weight:500;color:var(--color-text-muted);position:relative;padding:6px 14px;border-radius:var(--radius-full);transition:all .2s ease}.nav-link:hover{color:var(--color-primary)}.nav-link.active{color:var(--color-primary);background-color:var(--color-primary-light);font-weight:600}.nav-actions{display:flex;align-items:center;gap:12px}.mobile-menu-toggle{display:none;background:none;border:none;flex-direction:column;gap:5px;cursor:pointer;padding:6px}.mobile-menu-toggle span{width:22px;height:2px;background-color:var(--color-text-main);border-radius:2px}.hero-section{padding:40px 0 24px;position:relative;overflow:hidden;background:linear-gradient(180deg,#fff,#f6fafe)}.hero-container{display:grid;grid-template-columns:1.1fr .9fr;align-items:center;gap:32px}.hero-title{font-size:3.4rem;font-weight:800;letter-spacing:-.03em;line-height:1.1;margin-bottom:18px;color:#0f172a}.highlight-gold{color:#d97706}.hero-description{font-size:1.0625rem;color:#475569;line-height:1.6;max-width:500px;margin-bottom:26px}.hero-features{display:flex;align-items:center;flex-wrap:wrap;gap:20px}.feature-item{display:flex;align-items:center;gap:8px;font-size:.9375rem;font-weight:600;color:#1e293b}.check-icon{width:20px;height:20px;background-color:#ecfdf5;color:#10b981;border-radius:50%;display:inline-flex;align-items:center;justify-content:center}.hero-visual{position:relative;display:flex;justify-content:flex-end;align-items:center}.animated-hero-stage{position:relative;width:100%;max-width:480px;height:380px;display:flex;align-items:center;justify-content:center;transform-style:preserve-3d}.glow-backdrop{position:absolute;border-radius:50%;pointer-events:none;filter:blur(35px);z-index:1}.glow-circle-1{width:270px;height:270px;background:radial-gradient(circle,rgba(147,197,253,.6) 0%,rgba(191,219,254,.2) 60%,transparent 80%);top:10%;left:5%;animation:pulseGlow 6s ease-in-out infinite alternate}.glow-circle-2{width:210px;height:210px;background:radial-gradient(circle,rgba(96,165,250,.45) 0%,rgba(219,234,254,.15) 65%,transparent 80%);top:25%;right:15%;animation:floatGlow 8s ease-in-out infinite alternate}.chart-animation-layer{position:absolute;width:100%;height:100%;top:0;left:0;z-index:2;pointer-events:none}.growth-chart-svg{width:100%;height:100%;overflow:visible}.chart-trend-line{stroke-dasharray:600;stroke-dashoffset:600;animation:drawChartLine 2.2s cubic-bezier(.4,0,.2,1) forwards,glowTrendLine 4s ease-in-out infinite alternate 2.2s}.chart-area-path{opacity:0;animation:fadeInArea 1.8s ease forwards .8s}.chart-node{opacity:0;transform-origin:center;animation:popNode .5s cubic-bezier(.34,1.56,.64,1) forwards}.node-1{animation-delay:.4s}.node-2{animation-delay:.8s}.node-3{animation-delay:1.2s}.node-4{animation-delay:1.6s}.node-5{animation-delay:1.9s}.node-6{animation-delay:2.2s;animation:popNode .5s cubic-bezier(.34,1.56,.64,1) forwards 2.2s,pulseActiveNode 2.2s infinite 2.7s}.floating-growth-arrow{position:absolute;top:28px;right:110px;z-index:4;animation:floatArrow 3s ease-in-out infinite}.coins-plant-wrapper{position:relative;z-index:5;width:320px;display:flex;flex-direction:column;align-items:center;margin-top:40px;animation:floatCoins 4.5s ease-in-out infinite}.hero-coins-img{width:100%;height:auto;display:block;filter:drop-shadow(0 12px 18px rgba(15,23,42,.12))}.coins-cast-shadow{width:82%;height:14px;background:radial-gradient(ellipse at center,#0f172a29,#0f172a00 75%);border-radius:50%;margin-top:-6px;animation:expandShadow 4.5s ease-in-out infinite}.grow-savings-badge{position:absolute;top:20px;right:15px;z-index:10;display:flex;flex-direction:column;align-items:center;animation:floatNote 3.8s ease-in-out infinite;transform-origin:center}.script-text{font-family:var(--font-handwriting);font-size:1.85rem;font-weight:700;color:#1e293b;line-height:1.05;text-align:center;letter-spacing:.01em;transform:rotate(5deg);text-shadow:0 1px 2px rgba(255,255,255,.8)}.script-arrow{margin-top:-4px;margin-right:12px;animation:nudgeArrow 3.8s ease-in-out infinite}.sparkle-particle{position:absolute;color:#f59e0b;font-size:1.1rem;pointer-events:none;z-index:6;animation:sparkleTwinkle 3s ease-in-out infinite}.sparkle-1{top:20%;left:24%;animation-delay:.2s;font-size:1.25rem}.sparkle-2{top:68%;right:18%;animation-delay:1.2s;font-size:.9rem;color:#3b82f6}.sparkle-3{top:48%;left:14%;animation-delay:2.1s;font-size:1rem;color:#10b981}.floating-gold-orb{position:absolute;border-radius:50%;background:radial-gradient(circle,#fde68a,#f59e0b);box-shadow:0 0 10px #f59e0b66;pointer-events:none;z-index:6;animation:floatOrb 5s ease-in-out infinite alternate}.orb-1{width:8px;height:8px;top:38%;right:28%;animation-delay:.5s}.orb-2{width:6px;height:6px;top:72%;left:28%;animation-delay:1.8s}@keyframes drawChartLine{to{stroke-dashoffset:0}}@keyframes glowTrendLine{0%{filter:drop-shadow(0 0 2px rgba(59,130,246,.4))}to{filter:drop-shadow(0 0 8px rgba(59,130,246,.85))}}@keyframes fadeInArea{to{opacity:1}}@keyframes popNode{0%{opacity:0;transform:scale(0)}to{opacity:1;transform:scale(1)}}@keyframes pulseActiveNode{0%,to{transform:scale(1)}50%{transform:scale(1.3)}}@keyframes floatArrow{0%,to{transform:translate(0)}50%{transform:translate(4px,-6px)}}@keyframes floatCoins{0%,to{transform:translateY(0)}50%{transform:translateY(-8px)}}@keyframes expandShadow{0%,to{transform:scale(1);opacity:.8}50%{transform:scale(.85);opacity:.45}}@keyframes floatNote{0%,to{transform:translateY(0) rotate(0)}50%{transform:translateY(-5px) rotate(2deg)}}@keyframes nudgeArrow{0%,to{transform:rotate(0)}50%{transform:rotate(-3deg) translate(-2px,2px)}}@keyframes sparkleTwinkle{0%,to{opacity:.2;transform:scale(.7) rotate(0)}50%{opacity:1;transform:scale(1.3) rotate(90deg)}}@keyframes floatOrb{0%{transform:translateY(0) translate(0)}to{transform:translateY(-14px) translate(6px)}}@keyframes pulseGlow{0%{transform:scale(.9) translate(0);opacity:.55}to{transform:scale(1.15) translate(8px,-6px);opacity:.85}}@keyframes floatGlow{0%{transform:scale(1) translate(0);opacity:.4}to{transform:scale(1.2) translate(-10px,8px);opacity:.75}}.calculator-section{padding:16px 0 56px}.calculator-grid{display:grid;grid-template-columns:1.15fr .85fr;gap:28px;align-items:stretch}.calc-card{background:var(--color-bg-white);border-radius:var(--radius-xl);padding:36px 32px;border:1px solid var(--color-border);box-shadow:var(--shadow-card);transition:all .3s ease}.input-card{background:#fff}.card-header{display:flex;align-items:flex-start;gap:16px;margin-bottom:28px}.card-icon-badge{width:46px;height:46px;border-radius:var(--radius-md);display:flex;align-items:center;justify-content:center;flex-shrink:0}.badge-amber,.badge-amber-light{background-color:#fef3c7;color:#d97706}.card-title{font-size:1.375rem;font-weight:700;color:var(--color-text-main);margin-bottom:4px}.card-title-sm{font-size:1.125rem;font-weight:700;color:var(--color-text-main)}.card-subtitle{font-size:.875rem;color:var(--color-text-muted)}.calc-form{display:flex;flex-direction:column;gap:20px}.form-row{display:grid;grid-template-columns:1fr 1fr;gap:18px}.form-group{display:flex;flex-direction:column;gap:8px}.form-group.full-width{grid-column:1 / -1}.form-group label{font-size:.875rem;font-weight:600;color:var(--color-text-main)}.input-wrapper,.select-wrapper{position:relative;display:flex;align-items:center;background-color:#fafafa;border:1.5px solid var(--color-border);border-radius:var(--radius-md);transition:all .2s ease}.input-wrapper:focus-within,.select-wrapper:focus-within{background-color:#fff;border-color:var(--color-primary);box-shadow:0 0 0 3px #2563eb1f}.input-prefix .prefix,.input-suffix .suffix{font-size:.9375rem;font-weight:600;color:var(--color-text-muted);padding:0 14px;user-select:none}.input-wrapper input,.select-wrapper select,textarea.form-textarea{width:100%;height:46px;padding:0 14px;border:none;background:transparent;color:var(--color-text-main);font-size:.9375rem;font-weight:600;outline:none}textarea.form-textarea{height:120px;padding:12px 14px;resize:vertical}.input-prefix input{padding-left:0}.input-suffix input{padding-right:0}.select-wrapper select{appearance:none;-webkit-appearance:none;padding-right:36px;cursor:pointer}.select-chevron{position:absolute;right:14px;pointer-events:none;color:var(--color-text-muted);display:flex;align-items:center}.btn-calc-primary{width:100%;height:48px;background-color:var(--color-primary);color:#fff;border:none;border-radius:var(--radius-md);font-weight:600;font-size:1rem;display:flex;align-items:center;justify-content:center;gap:10px;cursor:pointer;margin-top:8px;transition:all .2s ease;box-shadow:0 4px 14px #2563eb40}.btn-calc-primary:hover{background-color:var(--color-primary-hover);transform:translateY(-1px);box-shadow:0 6px 18px #2563eb52}.result-card{background:#fffdf7;border:1.5px solid #FEF08A;display:flex;flex-direction:column;justify-content:space-between}.return-headline-box{margin-bottom:24px}.return-amount{font-size:2.5rem;font-weight:800;color:var(--color-text-main);letter-spacing:-.02em;line-height:1.1;margin-bottom:6px}.return-label{font-size:.875rem;color:var(--color-text-muted);font-weight:500}.breakdown-list{display:flex;flex-direction:column;gap:14px;padding:20px 0;border-top:1px solid rgba(226,232,240,.8);border-bottom:1px solid rgba(226,232,240,.8);margin-bottom:24px}.breakdown-item{display:flex;align-items:center;justify-content:space-between}.breakdown-item .item-label{font-size:.9375rem;color:var(--color-text-body);font-weight:500}.breakdown-item .item-value{font-size:.9375rem;font-weight:700;color:var(--color-text-main)}.breakdown-item .item-value.highlight-value{color:var(--color-text-main)}.return-callout-pill{background-color:#ecfdf5;border:1px solid #D1FAE5;border-radius:var(--radius-md);padding:14px 16px;display:flex;align-items:center;gap:10px}.callout-icon{width:22px;height:22px;background-color:#10b981;color:#fff;border-radius:50%;display:inline-flex;align-items:center;justify-content:center;flex-shrink:0}.callout-text{font-size:.875rem;color:var(--color-green-dark);line-height:1.4}.callout-text strong{font-weight:700}.benefits-section{padding:20px 0 64px}.benefits-grid{display:grid;grid-template-columns:repeat(4,1fr);background:#fff;border:1px solid var(--color-border);border-radius:var(--radius-xl);box-shadow:var(--shadow-sm)}.benefit-card{background:transparent;border:none;border-right:1px solid var(--color-border);border-radius:0;padding:32px 24px;text-align:center;box-shadow:none;transition:all .25s ease}.benefit-card:last-child{border-right:none}.benefit-card:hover{background-color:#fafcff;transform:none;box-shadow:none}.benefit-icon-wrapper{width:52px;height:52px;background-color:var(--color-primary-light);border-radius:50%;display:inline-flex;align-items:center;justify-content:center;margin-bottom:16px}.benefit-title{font-size:1.0625rem;font-weight:700;margin-bottom:8px}.benefit-desc{font-size:.875rem;color:var(--color-text-muted);line-height:1.5}.how-it-works-section{padding:48px 0 72px}.text-center{text-align:center}.section-heading{margin-bottom:48px}.section-title{font-size:2.25rem;font-weight:800;letter-spacing:-.02em;margin-bottom:10px}.section-subtitle{font-size:1.0625rem;color:var(--color-text-muted);max-width:540px;margin:0 auto}.steps-flow{display:flex;align-items:center;justify-content:space-between;gap:12px}.step-card{flex:1;display:flex;flex-direction:column;align-items:center;text-align:center;padding:10px 8px}.step-icon-outer{position:relative;margin-bottom:18px}.step-icon-circle{width:68px;height:68px;background-color:var(--color-primary-light);border-radius:50%;display:flex;align-items:center;justify-content:center;transition:transform .25s ease}.step-card:hover .step-icon-circle{transform:scale(1.06);background-color:#e0edff}.step-number-badge{position:absolute;bottom:-4px;right:-2px;width:22px;height:22px;background-color:var(--color-primary);color:#fff;border:2px solid #FFFFFF;border-radius:50%;font-size:.75rem;font-weight:700;display:flex;align-items:center;justify-content:center}.step-title{font-size:1rem;font-weight:700;margin-bottom:6px}.step-desc{font-size:.8125rem;color:var(--color-text-muted);line-height:1.45;max-width:190px}.step-connector{display:flex;align-items:center;justify-content:center;opacity:.6}.basics-section{padding:56px 0 72px}.basics-grid{display:grid;grid-template-columns:1.05fr .95fr;align-items:center;gap:56px}.text-left{text-align:left}.basics-lead{font-size:1.0625rem;color:var(--color-text-muted);line-height:1.6;margin-bottom:24px}.checklist{list-style:none;display:flex;flex-direction:column;gap:14px;margin-bottom:32px}.checklist li{display:flex;align-items:center;gap:12px;font-size:.9375rem;font-weight:600;color:var(--color-text-main)}.basics-visual{position:relative;display:flex;justify-content:center;align-items:center}.blob-backdrop{position:absolute;width:90%;height:90%;background:#eff6ff;border-radius:40% 60% 70% 30%/40% 50% 60%;z-index:0;transform:rotate(-6deg)}.basics-image-card{position:relative;z-index:1;border-radius:var(--radius-xl);overflow:hidden;box-shadow:var(--shadow-lg);border:4px solid #FFFFFF}.basics-image{width:100%;height:auto;max-height:380px;object-fit:cover;display:block}.faq-section{padding:56px 0 64px}.faq-accordion{max-width:820px;margin:0 auto;display:flex;flex-direction:column;gap:12px}.faq-item{background:var(--color-bg-white);border:1px solid var(--color-border);border-radius:var(--radius-md);overflow:hidden;transition:all .2s ease}.faq-item:hover{border-color:#cbd5e1}.faq-item.active{border-color:var(--color-primary-subtle);box-shadow:var(--shadow-sm)}.faq-question{width:100%;padding:20px 24px;display:flex;align-items:center;justify-content:space-between;background:none;border:none;text-align:left;font-size:1rem;font-weight:700;color:var(--color-text-main);cursor:pointer;gap:16px}.faq-toggle-icon{color:var(--color-primary);display:flex;align-items:center;justify-content:center;flex-shrink:0;transition:transform .3s ease}.faq-toggle-icon .vertical-line{transition:opacity .2s ease,transform .2s ease;transform-origin:center}.faq-item.active .faq-toggle-icon .vertical-line{opacity:0;transform:scaleY(0)}.faq-answer{max-height:0;overflow:hidden;transition:max-height .35s cubic-bezier(.4,0,.2,1),padding .35s ease;padding:0 24px}.faq-item.active .faq-answer{padding:0 24px 22px}.faq-answer p{font-size:.9375rem;color:var(--color-text-muted);line-height:1.6}.cta-section{padding:40px 0 64px}.cta-banner{background:linear-gradient(135deg,#eff6ff,#dbeafe);border:1px solid #BFDBFE;border-radius:var(--radius-xl);padding:36px 44px;display:flex;align-items:center;justify-content:space-between;gap:32px}.cta-left{display:flex;align-items:center;gap:20px}.cta-icon-badge{width:52px;height:52px;background:#fff;border-radius:50%;display:flex;align-items:center;justify-content:center;box-shadow:var(--shadow-sm);flex-shrink:0}.cta-title{font-size:1.25rem;font-weight:700;margin-bottom:4px}.cta-subtitle{font-size:.9375rem;color:var(--color-text-muted)}.btn-cta{padding:12px 28px}.site-footer{background-color:#fff;border-top:1px solid var(--color-border);padding:48px 0 32px}.footer-main{display:flex;align-items:center;justify-content:space-between;padding-bottom:36px;border-bottom:1px solid var(--color-border-light);flex-wrap:wrap;gap:24px}.footer-brand{display:flex;flex-direction:column;gap:4px}.footer-logo .logo-text{font-size:1.125rem}.footer-tagline{font-size:.8125rem;color:var(--color-text-light);margin-left:48px}.footer-links{display:flex;align-items:center;gap:28px;flex-wrap:wrap}.footer-links a{font-size:.875rem;font-weight:500;color:var(--color-text-muted)}.footer-links a:hover{color:var(--color-primary)}.footer-socials{display:flex;align-items:center;gap:12px}.social-icon{width:34px;height:34px;border-radius:50%;background-color:#f8fafc;border:1px solid var(--color-border);color:var(--color-text-muted);display:flex;align-items:center;justify-content:center;transition:all .2s ease}.social-icon:hover{background-color:var(--color-primary-light);border-color:var(--color-primary-subtle);color:var(--color-primary);transform:translateY(-2px)}.footer-bottom{display:flex;align-items:center;justify-content:space-between;padding-top:24px;font-size:.8125rem;color:var(--color-text-light);flex-wrap:wrap;gap:12px}.legal-links{display:flex;align-items:center;gap:10px}.legal-links a{color:var(--color-text-light)}.legal-links a:hover{color:var(--color-text-muted)}.legal-divider{color:#cbd5e1}.inner-page-header{padding:48px 0 24px;background:linear-gradient(180deg,#fff,#f8fafc);border-bottom:1px solid var(--color-border);margin-bottom:40px}.breadcrumbs{display:flex;align-items:center;gap:8px;font-size:.875rem;color:var(--color-text-muted);margin-bottom:16px}.breadcrumbs a:hover{color:var(--color-primary)}.breadcrumbs span.current{color:var(--color-text-main);font-weight:600}.page-title{font-size:2.5rem;font-weight:800;color:var(--color-text-main);margin-bottom:12px;letter-spacing:-.02em}.page-lead{font-size:1.125rem;color:var(--color-text-muted);max-width:680px}.content-card{background:#fff;border:1px solid var(--color-border);border-radius:var(--radius-xl);padding:44px 40px;box-shadow:var(--shadow-sm);margin-bottom:60px}.prose h2{font-size:1.5rem;font-weight:700;margin:32px 0 14px;color:var(--color-text-main)}.prose h3{font-size:1.25rem;font-weight:600;margin:24px 0 10px;color:var(--color-text-main)}.prose p{font-size:1rem;line-height:1.7;color:var(--color-text-body);margin-bottom:16px}.prose ul,.prose ol{margin:16px 0 20px 24px;color:var(--color-text-body)}.prose li{margin-bottom:8px;line-height:1.6}.contact-grid{display:grid;grid-template-columns:1fr 1fr;gap:40px}.contact-info-card{background:var(--color-primary-light);border:1px solid var(--color-primary-subtle);border-radius:var(--radius-lg);padding:32px;display:flex;flex-direction:column;gap:20px}.contact-method{display:flex;align-items:flex-start;gap:14px}.contact-method-icon{width:40px;height:40px;background:#fff;border-radius:50%;display:flex;align-items:center;justify-content:center;color:var(--color-primary);box-shadow:var(--shadow-sm);flex-shrink:0}.error-page-container{padding:80px 0;text-align:center}.error-code{font-size:6rem;font-weight:900;color:var(--color-primary);line-height:1;margin-bottom:16px}@media(max-width:992px){.hero-container{grid-template-columns:1fr;text-align:center;gap:36px}.hero-content{display:flex;flex-direction:column;align-items:center}.hero-description{margin-left:auto;margin-right:auto}.hero-features{justify-content:center}.calculator-grid{grid-template-columns:1fr}.benefits-grid{grid-template-columns:repeat(2,1fr)}.benefit-card{border-right:1px solid var(--color-border);border-bottom:1px solid var(--color-border)}.benefit-card:nth-child(2n){border-right:none}.benefit-card:nth-child(3),.benefit-card:nth-child(4){border-bottom:none}.basics-grid{grid-template-columns:1fr;gap:40px}.steps-flow{display:grid;grid-template-columns:repeat(2,1fr);gap:24px}.step-connector{display:none}.cta-banner{flex-direction:column;text-align:center;align-items:center}.cta-left{flex-direction:column;text-align:center}.footer-main{flex-direction:column;align-items:center;text-align:center}.footer-tagline{margin-left:0}.footer-bottom{flex-direction:column;align-items:center;gap:12px}.contact-grid{grid-template-columns:1fr}}@media(max-width:768px){.nav-links,.nav-actions .btn-outline{display:none}.mobile-menu-toggle{display:flex}.hero-title{font-size:2.375rem}.form-row,.benefits-grid{grid-template-columns:1fr}.benefit-card{border-right:none;border-bottom:1px solid var(--color-border)}.benefit-card:last-child{border-bottom:none}.steps-flow{grid-template-columns:1fr;gap:20px}.content-card{padding:24px 20px}}